LHA calculator
How much will my benefit pay towards rent?
Check the 2026/27 Local Housing Allowance for your area and household. It's the most Universal Credit or Housing Benefit usually pays towards private rent.
How it works
- Where you live. Each area (a Broad Rental Market Area) has its own rates, set each April.
- Who lives with you. That decides how many bedrooms you're allowed, up to four.
- Your rent. Universal Credit or Housing Benefit usually pays the lower of your rent and the rate.
Bedrooms you're allowed
- One for you (and your partner)
- One for each other adult aged 16 or over
- One for two children of the same sex under 16
- One for two children under 10, whatever their sex
- One for any other child
Single and under 35?
You'll usually get the shared accommodation rate, the rate for a room in a shared house, even if you rent a flat. Some people are exempt, including some care leavers under 25 and some people who've lived in a homeless hostel. Ask Universal Credit or an adviser if you think this applies to you.
Monthly rates in popular areas
| Area | Room | 1 bed | 2 bed |
|---|---|---|---|
| Manchester | £412 | £775 | £875 |
| Birmingham | £342 | £695 | £750 |
| Leicester | £395 | £540 | £650 |
| Leeds | £348 | £675 | £775 |
| Bristol | £511 | £900 | £1,095 |
| Nottingham | £380 | £550 | £650 |
| Inner East London | £700 | £1,440 | £1,750 |
2026/27 rates from GOV.UK.
If your rent is higher
- You pay the difference yourself, so check the rate before you agree to a tenancy.
- Your council may help through its Crisis and Resilience Fund (which replaced Discretionary Housing Payments in England), or with a deposit or rent in advance.
- Bills included in the rent, other adults in your home and the benefit cap can all reduce what's paid.
- Supported and exempt housing works differently: see service charge vs rent.